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Home » Article of: RSB Life

All posts by RSB Life

Florida Man Loses $12M to Estate Taxes
News

Florida Man Loses $12M to Estate Taxes

RSB Life January 23, 2020 10:43 am

Heir to wealthy Florida family has $12M of will wiped out due to federal estate tax after forced fire sale

Term Life Insurance
Life Insurance

Term Life Insurance

RSB Life January 6, 2020 11:04 pm

Term Life Insurance is an affordable product offering temporary coverage for a set period of time, also known as a

Whole Life Insurance
Life Insurance

Whole Life Insurance

RSB Life January 6, 2020 11:03 pm

Whole Life Insurance is the oldest form of life insurance and designed to minimize risk while providing positive guaranteed returns

Whole Life: Taking Money Out
Life Insurance

Whole Life: Taking Money Out

RSB Life January 6, 2020 11:02 pm

Withdrawing from a whole life insurance contract is drawn from the dividends basket as cash or a loan (should it

Survivorship Life Insurance
Life Insurance

Survivorship Life Insurance

RSB Life January 6, 2020 11:00 pm

Under current tax laws, estate assets can pass from one spouse to the other free of estate and gift taxes.

Indexed Universal Life: Cash Value Accumulation
Life Insurance

Indexed Universal Life: Cash Value Accumulation

RSB Life January 6, 2020 11:00 pm

How are your premium dollars divided in this product? Basket 1. Cost of Insurance Basket 2. Company Expenses The remaining portion of premium

Indexed Universal Life: Taking Money Out
Life Insurance

Indexed Universal Life: Taking Money Out

RSB Life January 6, 2020 10:58 pm

IUL has two options for taking money out: a withdrawal or a loan. When taking a withdrawal first, we access

Indexed Universal Life: Exit Strategy
Life Insurance

Indexed Universal Life: Exit Strategy

RSB Life January 6, 2020 10:57 pm

A concept to exit the loan in a premium financed strategy using an IUL contract.

Indexed Universal Life: Flexible Design
Life Insurance

Indexed Universal Life: Flexible Design

RSB Life January 6, 2020 10:56 pm

Indexed universal life insurance provides a unique level of flexibility for your life insurance. It can help protect your family’s

Teri Boatman
RSB Team

Teri Boatman

RSB Life January 6, 2020 3:05 pm

Teri became an invaluable member of Ran’s team while at MetLife. She provides executive new business and client servicing and

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Strategy

"Our strategy is an opportunity for your family or business to purchase a very large amount of life insurance that when properly designed and managed will create a substantial tax preferred supplemental income stream with a low initial out of pocket cash commitment. "

Ran. RSB Life

"The benefits of financing your life insurance premiums is a powerful option."

Rita. RSB Life

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RSB Life
©2020 RSB Life. Do Not Copy.
This material was prepared for general distribution. It is being provided for informational purposes only and should not be viewed as Tax Advice. If you need advice regarding particular tax needs, contact a tax planning professional. We are not a lending institution.

Premium financing programs are subject to various risks including: Interest rate risk - most programs use a floating rate; Lender risk - the strength and stability of the financial institution providing the financing; Carrier risk - the strength and stability of the insurance carrier issuing the policy; Policy performance risks - failure of the policy to perform as originally illustrated, may result in additional premiums and loans and collateral risk - the value of the collateral used may decrease resulting in the need for additional collateral to secure the loan, or the lender calling the loan. There may be other risks as well.
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