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Is premium financing suitable for you

Premium financing has been around for many years, enabling the ultra-wealthy to obtain large amounts of life insurance without paying premiums out of pocket. This strategy is now available to a wider variety of clientele.

In the broadest explanation, premium financing uses the bank’s money to fund large amounts of life insurance.

Premium financing may seem a bit unorthodox for those only familiar with run-of-the-mill strategies, but it offers incredible advantages that can radically shift your financial future.

Main Premium Financing benefits

Your obligations

Myths that you should be aware of

Premium financing is NOT free insurance and it is NOT for everyone.
It’s only relevant to high-net worth individuals that are comfortable with collateralized financing deals.

Is it risk free? 

No, like in any collateral-based financing deal, risks exist. The question is how you manage those risks and whether or not you work with a professional planner who has enough experience to avoid them.

Your financial planner should be able to predict potential risks and take precautionary measures, even when drafting the first case designs.

2 Minutes Explanation

A quick overview of the process


We’d be more than happy to have a quick conversation.  We’ll work together to find our chemistry and evaluate whether we can deliver our signature positive financial impact for you.